How to file chapter 13 bankruptcy in california with smart ways

When you file individually in a community property state like california, a lot more property becomes part of the bankruptcy estate and subject to bankruptcy law than would be the case if. The current list of chapter 13 trustees in california can be found on the united states trustee website.

The current list of chapter 13 trustees in california can be found on the united states trustee website. Chapter 13 bankruptcy is generally used by debtors who want to keep secured assets, such as a home or car, when they have more equity in the secured assets than they can protect with their california bankruptcy exemptions. They also can have no more than $1,257,850 in secured debts, which includes mortgages and car loans.

For an individual to be eligible, they have to pass the means test, i.e.

If the credit counseling agency created a debt management plan, the debtor must provide a. Click on the hyperlinks below to open the national instructions and/or petition packages: Have a regular income greater than your reasonable living expenses; A chapter 13 debtor must file with the bankruptcy court a certificate of proof showing an approved credit counseling agency provided debt counseling at least 180 days prior to the chapter 13 filing.